Radian Group Inc. (RDN)

Radian Group Inc.'s stock has experienced varied performance over the past six months, with price changes ranging from a decline of 4.63% to an increase of 7.08% and 8.93%. The company has consistently returned value to shareholders through dividends, with a regular quarterly dividend of $0.255 per share approved in August 2025. Radian also announced a new $750 million share repurchase program extending through December 31, 2027. Strategic events include the announcement in September 2025 of Radian's plan to divest its Mortgage Conduit, Title, and Real Estate Services businesses by the third quarter of 2026, and the acquisition of Lloyd's specialty insurer Inigo Limited for $1.7 billion. For Q4 2024, Radian reported a net income of $148 million and diluted EPS of $0.98, with total revenues of $316 million. In Q1 2025, net income was $145 million ($0.98 per diluted share), and Q2 2025 saw a net income of $142 million ($1.02 per diluted share).

Radian Group Inc.'s performance is closely tied to the U.S. housing market, which experiences seasonal fluctuations. The demand for its mortgage insurance products and services is influenced by factors such as mortgage rates, housing supply, and homebuyer activity. Radian projects approximately 10% growth in the mortgage insurance market for 2025, driven by a favorable interest rate environment and strong persistency rates. Recent declines in U.S. mortgage rates and potential future rate cuts could bolster housing activity, particularly aligning with the spring selling season. The entry of millennials into their prime homebuying years is expected to sustain strong demand for first-time homes, and the reinstatement of the PMI tax deduction in 2026 is also seen as a potential catalyst for demand.

Radian Group Inc. operates in the financial services sector, specifically within the Insurance—Specialty industry, providing private mortgage insurance to protect lenders from default-related losses and facilitate homeownership. Radian offers risk management products and real estate services, including title services, real estate valuation technology, and risk management solutions, catering to mortgage lenders, real estate investors, government-sponsored enterprises, real estate brokers, and agents.

Radian Group Inc. primarily focuses its operations on the U.S. housing and mortgage markets. Headquartered in Philadelphia, Pennsylvania, it maintains offices in various U.S. cities such as Pittsburgh, Salt Lake City, and Denver, distributing its services across the country through its subsidiaries and partners.

Radian Group Inc. has maintained a positive brand reputation in the past year, marked by significant rating upgrades. In January 2024, S&P Global Ratings upgraded Radian Guaranty's financial strength rating to A- and Radian Group's senior unsecured debt rating to BBB-. In January 2025, Fitch Ratings upgraded Radian Guaranty's rating to A (Strong) and Radian Group's senior debt rating to BBB. The company also unveiled a modernized logo and brand identity to reflect its innovation and commitment to the mortgage and real estate industries.

Radian Group Inc.'s ownership structure is primarily dominated by institutional investors, with ownership percentages varying across sources. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc, LSV Asset Management, State Street Corp, Charles Schwab Investment Management Inc, Dimensional Fund Advisors LP, American Century Companies Inc, IJR - iShares Core S&P Small-Cap ETF, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, SCHD - Schwab U.S. Dividend Equity ETF, and iShares. Insider ownership is reported to be around 1.09% to 2%, while public companies and individual investors hold approximately 35.53% to 36.70% of the stock. Sanford A. Ibrahim is noted as a significant individual shareholder.