Radian Group Inc. (RDN)

Radian Group Inc.'s stock has trended up by 1.83% in the past six months. Key events include the Q3 2025 earnings report where EPS beat estimates but revenue missed, progress on the Inigo acquisition with regulatory approvals received, a $373 million reinsurance transaction, regular quarterly dividend declarations, and analyst ratings updates with a consensus "Hold" recommendation and an average 12-month price target of $40.00. Radian also announced plans to divest its Mortgage Conduit, Title, and Real Estate Services businesses by Q3 2026.

The demand for Radian Group Inc.'s private mortgage insurance is closely tied to the U.S. housing and mortgage markets, which can experience seasonality. Elevated mortgage rates can reduce origination volumes, limiting growth in new insurance written. Radian's business model benefits from high persistency rates, helping shield the company from cyclical declines. The strategic shift towards global specialty insurance with the Inigo acquisition aims to diversify revenue streams and reduce dependence on the U.S. housing market.

Radian Group Inc. is a holding company focused on mortgage and real estate services, operating in the Financial Services sector, specifically within the Insurance industry. Its core business involves providing private mortgage insurance (MI) to protect lenders from borrower defaults. Radian is transitioning away from certain real estate services, planning to divest its Mortgage Conduit, Title, and Real Estate Services businesses by Q3 2026. Concurrently, it is expanding into global specialty insurance through the acquisition of Inigo Limited.

Radian Group Inc. primarily operates across the United States, serving a broad base of lenders. The company has offices in cities such as Philadelphia, Pittsburgh, Salt Lake City, and Denver, targeting the U.S. housing and mortgage markets. With the acquisition of Inigo, Radian is expanding its reach to become a global multi-line specialty insurer, with Inigo retaining its London presence.

Radian Group Inc. maintains a reputation for financial strength and operational excellence within the U.S. housing market. Radian Guaranty's financial strength rating was upgraded to A (Strong) by Fitch Ratings, and Radian Group's senior debt rating was upgraded to BBB. Events affecting its reputation include the strategic transformation with the Inigo acquisition and divestiture of non-core services, strong financial performance with growing insurance in force, and a commitment to ESG initiatives.

Radian Group Inc. has a diverse shareholder base, with approximately 91.67% of the company's stock owned by institutional shareholders, 3.00% by Radian Group insiders, and 5.33% by retail investors. Major institutional owners include BlackRock Inc., Vanguard Group Inc., and LSV Asset Management. Sanford A. Ibrahim is the largest individual shareholder, owning 1.23 million shares, and CEO Richard Thornberry holds 0.73% of the company's shares.