Regional Management Corp. (RM)

In October 2025, Regional Management Corp. completed a $253 million asset-backed securitization. In February 2026, the company announced its Fourth Quarter 2025 results, reporting a net income of $12.9 million and diluted earnings per share of $1.30. In March 2026, Regional Management Corp. announced a new lending partnership with Column N.A. As of April 10, 2026, the closing price was $36.36, up 13.55% over the past 30 days and 22.96% over the past 12 months.

Demand for Regional Management Corp.'s loan products exhibits seasonality, with seasonally low loan demand anticipated during the first quarter due to tax season. Strong consumer loan demand is expected for the balance of the year following the tax season, and direct mail marketing campaigns are weighted to align with seasonal consumer demand.

Regional Management Corp. operates in the finance and insurance sector, focusing on credit card issuing and consumer finance. The company's core products include small and large installment loans, as well as auto-secured loans. It also offers optional payment and collateral protection insurance products. The primary revenue source is interest and fee income on outstanding loans, and the company uses a multi-channel platform for loan origination.

Regional Management Corp. operates through branch locations and online in 19 states across the United States, primarily in the Southeastern, Southwestern, Mid-Atlantic, and Midwestern regions.

Regional Management Corp. is not a Better Business Bureau (BBB) Accredited Business. Over the last three years, there have been 122 complaints filed against the company with the BBB, with 55 complaints closed in the last 12 months. Customer reviews on platforms like Trustpilot show a mixed average rating, suggesting ongoing challenges in maintaining a strong positive brand reputation.

Institutional investors hold approximately 96.4% of the float as of Q1 2025. Major institutional owners include BlackRock, Inc., Forager Capital Management, LLC, Basswood Capital Management, L.l.c., Dimensional Fund Advisors Lp, and Vanguard Group Inc. Second Curve Capital LLC holds 27.18% of the company's total shares. Insider holdings represent 7.40% of the company's shares as of April 2025.