Ryan Specialty Holdings, Inc. Class A (RYAN)

Over the past six months, RYAN's stock price has been influenced by several events. The company reported its Third Quarter 2025 results, with revenue growth of 24.8% year-over-year and an organic revenue growth rate of 15.0%. A definitive agreement was signed to acquire Stewart Specialty Risk Underwriting. Steve Keogh and Brendan Mulshine were appointed as Co-Presidents, and Michael G. Bungert joined the Board of Directors. A new collateralized reinsurance vehicle was launched, and a quarterly dividend of $0.12 per share was paid. Analyst ratings from firms like TD Cowen, Piper Sandler, Barclays, Morgan Stanley, Goldman Sachs, and Keefe, Bruyette & Woods have also impacted the stock, with several firms adjusting their price targets. Wolfe Research upgraded Ryan Specialty to a "strong-buy" rating. The stock's 52-week trading range has been between $50.08 and $77.16.

Ryan Specialty Holdings, Inc. experiences some demand seasonality, particularly related to property insurance. BMO Capital Markets downgraded RYAN, citing expectations of "negative seasonality" that could lead to a deceleration in organic growth in the third quarter, specifically due to "property seasonality dynamics." Discussions during earnings calls have also touched upon seasonality affecting the adjusted General & Administrative (G&A) ratio and fiduciary funds. Despite these seasonal dynamics, the company has indicated that its property practice is expected to be a strong contributor to growth.

Ryan Specialty Holdings, Inc. is a leading international specialty insurance firm providing a range of products and solutions to insurance brokers, agents, and carriers. The company operates in the Multiline Insurance & Brokers sector, offering distribution, underwriting, product development, administration, and risk management services. Its offerings include wholesale brokerage services under the RT Specialty brand, binding authority services through RT Specialty and RT Binding Authority, and underwriting management services via Ryan Specialty Underwriting Managers. The company specializes in areas such as builder's risk and cyber insurance, serving commercial, industrial, institutional, and government sectors.

Ryan Specialty Holdings, Inc. is headquartered in Chicago, Illinois, and operates in the United States, Canada, the United Kingdom, the rest of Europe, India, and Singapore.

Ryan Specialty Holdings, Inc. emphasizes its commitment to ESG initiatives, reflecting its responsibilities to the environment, employees, society, and shareholders, which generally contribute positively to brand perception. Analyst ratings and their adjustments can also indirectly influence market perception of the company.

Ryan Specialty Holdings, Inc. has a significant institutional ownership base, including major holders like BlackRock, Inc., Vanguard Group Inc, Capital World Investors, Principal Financial Group Inc, T. Rowe Price Investment Management, Inc., Montrusco Bolton Investments Inc., and State Street Corp. Individual insiders collectively own 14.9% of the company's shares, with Chairman Patrick G. Ryan holding a substantial individual stake of 13,699,959 shares, representing 52.21% of the company.