ServisFirst Bancshares Inc (SFBS)

Over the past six months, ServisFirst Bancshares' stock price has declined by 7.04%. As of December 26, 2025, the share price was $73.59, down from $85.64 on December 30, 2024. Key events impacting the stock include the Q3 2025 earnings report, where the company missed analysts' estimates, dividend increases, analyst ratings with a consensus rating of "Hold", and market underperformance compared to the US Banks industry and the broader US Market.

While a comprehensive analysis of demand seasonality for all ServisFirst Bancshares' products and services was not explicitly detailed, the company's commercial lending products include seasonal loans, suggesting that demand for certain loan products may fluctuate based on the seasonal working capital needs of businesses. No further specific information regarding broader seasonal patterns affecting the demand for their other banking products and services was found.

ServisFirst Bancshares, Inc. (SFBS) is a bank holding company operating through ServisFirst Bank, offering commercial and personal financial services. Its core business model involves attracting deposits and lending funds, primarily as commercial loans, to generate net interest income. The company operates within the Financial Services sector and the Regional Banks industry. Its major products and services include deposit accounts, commercial lending products, real estate loans, consumer loans, other banking services, and correspondent banking services.

ServisFirst Bancshares has expanded its geographic footprint across the Southeastern United States, operating full-service banking offices and loan production facilities in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Specific locations include Atlanta, Charleston, Dothan, Huntsville, Mobile, Montgomery, Northwest Florida, Virginia Beach, and West Central Florida. There has also been a recent expansion into Texas.

ServisFirst Bancshares has maintained a strong brand reputation, particularly regarding its financial performance. ServisFirst Bank was ranked fifth nationally among top publicly traded banks with assets between $10 billion and $50 billion in American Banker's annual list, based on year-end 2024 data. This marks the third consecutive year the bank has achieved a top-five ranking. No specific negative events or controversies significantly impacting ServisFirst Bancshares' reputation in the past year were found.

ServisFirst Bancshares, Inc. is primarily owned by institutional shareholders (73.21%), with insiders holding 18.34% and retail investors holding 8.45%. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, Champlain Investment Partners, LLC, State Street Corp, Kayne Anderson Rudnick Investment Management LLC, Geode Capital Management LLC, and Dimensional Fund Advisors LP. Key individual owners (insiders) include Michael D. Fuller, Thomas A. Broughton, and James J. Filler.