Simmons First National Corporation Class A (SFNC)

In the past six months, Simmons First National Corp. declared a quarterly cash dividend of $0.21 per share in November 2025. The company reported Q3 2025 results with a non-GAAP profit of $0.46 per share, missing revenue expectations due to a pre-tax loss on the sale of low-yielding securities. Q2 2025 net income was $54.8 million, with diluted earnings per share at $0.43. Simmons First National Corporation announced the pricing of a public offering of 16,220,000 shares of its Class A common stock at $18.50 per share. SFNC's shares have underperformed the S&P 500, with the share price declining to $19.10 as of January 5, 2026.

Information detailing the demand seasonality for Simmons First National Corp.'s products and services is not explicitly provided. Demand for certain services can be influenced by general economic cycles, interest rate fluctuations, and regional economic activity. The company's revenue streams are primarily derived from net interest income and non-interest income, which can exhibit varying degrees of seasonality depending on market conditions and consumer behavior.

Simmons First National Corporation (SFNC) is a financial holding company operating through its subsidiary, Simmons Bank, offering a range of banking and financial products and services to individuals and businesses, including deposit products, loan products, and other financial services like trust services and insurance products.

Simmons First National Corp. operates Simmons Bank with more than 220 branches across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.

Simmons Bank has received recognitions from Newsweek, U.S. News & World Report, and Forbes, indicating a positive brand reputation. However, the significant loss on the sale of securities reported in Q3 2025 and an increase in nonperforming loans could negatively impact investor confidence and its financial reputation.

Institutional shareholders own approximately 73% to 78.23% of Simmons First National stock, with major holders including BlackRock, Inc. and The Vanguard Group Inc. Insiders own about 2.74% of the stock, with CEO George Makris Jr. being the largest individual shareholder. The general public holds about 19.03% to 25% ownership.