Truist Financial Corporation (TFC)

In Q2 2025, Truist reported adjusted EPS of $0.91, slightly missing estimates, with revenue of $5.04 billion. A regular quarterly cash dividend of $0.52 per common share was declared, payable on September 2, 2025. Truist decreased its prime lending rate from 7.50% to 7.25%. The company announced its third-quarter 2025 financial results would be reported on October 17, 2025. Truist launched its Business Premium Visa Infinite card. Truist Financial insiders have sold more company stock than they have bought, with sales totaling $566,683.00. The stock currently holds a consensus rating of "Moderate Buy" with an average price target of $48.89. As of June 6, 2025, TFC's stock had declined 8.1% in the preceding three months and 8.6% year-to-date, underperforming the Financial Select Sector SPDR Fund (XLF), but had risen 8.2% over the past 52 weeks.

For certain products, Truist Financial Corp. experiences demand seasonality, with "other consumer loans" typically strongest in the second and third quarters of the year. Demand for various services can be influenced by economic cycles, interest rate changes, and consumer spending habits, which may exhibit broader seasonal trends.

Truist Financial Corp. (TFC) is a financial services company formed in December 2019 through the merger of BB&T and SunTrust and is the tenth-largest bank in the United States by assets as of May 2025. Truist operates in the Financial Services sector, offering a range of financial products and services through its Consumer and Small Business Banking and Wholesale Banking segments, including retail and commercial banking, lending, investment banking, wealth management, insurance, and other services like treasury management and payment solutions.

Truist Financial Corp.'s presence is largely concentrated in the eastern and southeastern United States. The company operates 1,928 branches across 15 states and Washington, D.C., including North Carolina, South Carolina, Virginia, Maryland, West Virginia, Kentucky, Tennessee, Georgia, Florida, Alabama, Indiana, Texas, New Jersey, Ohio, and Pennsylvania.

Truist Financial Corp. actively works to maintain a positive brand reputation, emphasizing its commitment to "inspiring and building better lives and communities". The Truist Foundation has announced significant grants, such as $6.8 million for ongoing Hurricane Helene recovery efforts and support for Urban Strategies CDFI to launch a Business Success Portal for entrepreneurs.

Truist Financial Corp. is predominantly owned by institutional shareholders, who hold 74.14% of the company's stock. Retail investors account for 24.81% ownership, while Truist Financial insiders hold 1.04%. Major institutional owners include Vanguard Group Inc., Capital International Investors, BlackRock Inc., State Street Corp, and Bank Of America Corp.