TFS Financial Corporation (TFSL)

Over the past six months, TFS Financial Corp.'s stock price has increased by 8.02% as of November 26, 2025. The company reported record earnings of $91 million for fiscal year 2025, a 14.3% increase from the previous year. On October 30, 2025, TFS Financial reported its quarterly earnings, beating consensus estimates with $0.09 EPS. The company announced a quarterly cash dividend of $0.2825 per share on November 20, 2025, payable on December 16, 2025. Recent insider trading activity has shown selling, with the COO selling 5,000 shares for $71,150.00 and the CFO selling $207,750.00 in stock. Over the last three months, insiders have collectively sold $638,567.00 in company stock.

Demand for TFS Financial Corp.'s products and services, particularly in mortgage lending, exhibits seasonality. Demand for residential mortgages can fluctuate with seasonal trends in the housing market.

TFS Financial Corp. operates as a federally chartered stock holding company, primarily engaged in retail consumer banking services through its subsidiary, Third Federal Savings and Loan Association of Cleveland. The company offers a range of deposit products and specializes in residential real estate mortgage loans, construction loans, purchase mortgages, and home equity loans, also providing escrow and settlement services.

TFS Financial Corp. is headquartered in Cleveland, Ohio, with branches and loan production offices in Ohio and Florida. It extends its reach for mortgage and home equity loans to 25 to 28 states and the District of Columbia through online offerings and a customer service center.

TFS Financial Corp. maintains a reputation for a customer-centric approach, competitive pricing, and strong community ties. The company emphasizes long-term relationships with its customers and invests in technology to enhance the customer experience. Analysts generally rate the stock as a "Hold," citing strong revenue growth and stable profitability. The company's focus on customer trust and associate engagement contributes to its positive standing.

Approximately 81% of TFS Financial Corp.'s outstanding shares are owned by Third Federal Savings and Loan Association of Cleveland, MHC. Institutional investors hold a significant portion of the remaining shares, with 355 institutional owners holding a total of 35,549,050 shares. Major institutional shareholders include Vanguard Group Inc, BlackRock, Inc., Renaissance Technologies Llc, Dimensional Fund Advisors Lp, Lakewood Capital Management, Lp, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, Bank of New York Mellon Corp, State Street Corp, NAESX - Vanguard Small-Cap Index Fund Investor Shares, and Cramer Rosenthal Mcglynn Llc. Public companies and individual investors hold a substantial majority, with one source indicating approximately 91.34% is owned by public companies and individual investors. Insiders hold a smaller percentage, around 0.45% to 0.95% of the stock.