TFS Financial Corporation (TFSL)

In the past six months, TFS Financial reported record earnings for Fiscal Year 2025 and declared a dividend. First Quarter Fiscal Year 2026 results showed earnings per share falling short of expectations, but shares reached a new 52-week high. Analyst ratings have been mixed, with a consensus rating of "Hold" and an average target price of $15.00. Insider selling activity was noted, and the stock price showed a slight decrease from the prior week but an increase over the last year.

The provided information does not explicitly detail demand seasonality for TFS Financial Corp.'s products and services. However, its business is influenced by economic factors like interest rates, housing market trends, and consumer confidence, which may exhibit seasonal patterns that indirectly affect demand.

TFS Financial Corp. operates in the Financial Services sector, focusing on retail banking, savings and loan, and regional banks. It offers residential real estate mortgage loans, construction loans, and home equity products. The company also attracts retail savings deposits through various accounts and has interests in lease transactions, title agencies, and reinsurance via its subsidiary Third Capital.

TFS Financial Corp. is headquartered in Cleveland, Ohio, and operates primarily within the United States. Its lending activities span 28 states and the District of Columbia. It has 21 branches in Northeast Ohio, two lending offices in Central and Southern Ohio, and 15 branches in Florida. Home equity lines of credit are available in 25 states and D.C., while home equity loans are offered in eight states.

TFS Financial Corp.'s brand reputation is supported by its reported record earnings for fiscal year 2025 and its focus on digital banking and strong capital ratios. The company operates under core values and aims to help individuals achieve home ownership and financial security. Mixed analyst ratings suggest varying perceptions of the company among financial experts.

Approximately 81% of TFS Financial Corp.'s shares are owned by Third Federal Savings and Loan Association of Cleveland, MHC. The company has 322 institutional owners and shareholders holding a total of 36,606,838 shares. Major institutional shareholders include Vanguard Group Inc, BlackRock, Inc., and Renaissance Technologies Llc. Individual insiders hold 0.508% of shares, the general public holds 6.55%, institutions hold 11.5%, and private companies hold 81.5%.