United Fire Group, Inc. (UFCS)

In the past six months, United Fire Group, Inc. reported its Q1 2025 earnings, surpassing EPS forecasts but falling short on revenue expectations, leading to a stock decline. The company declared quarterly cash dividends for its common stock. UFCS significantly surpassed analyst expectations with its Q2 2025 earnings. A new independent member was appointed to its board of directors. AM Best affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Ratings of "a-" (Excellent). The company announced its Q3 2025 earnings call. As of October 24, 2025, the stock price was $31.33 per share, with analyst sentiment at "Moderate Buy."

Specific detailed information regarding the demand seasonality for United Fire Group, Inc.'s products is not explicitly available. The broader property and casualty insurance industry can experience seasonal impacts related to weather events, which primarily affect claims and underwriting results rather than directly influencing the seasonality of new policy purchases.

United Fire Group, Inc. operates as an insurance holding company, focusing on property and casualty insurance for individuals and businesses. The company's core business is centered on providing property and casualty insurance. It offers commercial lines insurance, personal lines insurance, assumed reinsurance, and life insurance and annuities. The company distributes its products through a network of independent insurance agents.

United Fire Group, Inc. has a broad geographic presence across the United States. Its insurance company subsidiaries are licensed as property and casualty insurers in all 50 states and the District of Columbia. Additionally, it is licensed as a life insurer in 37 states. The company operates primarily within the U.S. property and casualty insurance market.

United Fire Group maintains a strong financial strength rating from A.M. Best Company, with an "A-" (Excellent) rating and a stable outlook. In 2025, United Fire Group was honored with three Insurance Marketing and Communications Association awards. In 2019, UFG earned a five-star rating from Insurance Business America and was named a Super Regional Property/Casualty Insurer for the 13th consecutive year. The consistent positive industry ratings and awards suggest a generally favorable brand reputation.

United Fire Group, Inc. has a mixed ownership structure, with significant institutional and insider holdings. Approximately 64.87% of the company's stock is held by institutional shareholders, while insiders hold about 78.31%, and retail investors hold 0.00%. Major Institutional Owners include BlackRock, Inc., Dimensional Fund Advisors LP, and Vanguard Group Inc. Major Individual Owners (Insiders) include Dee Ann McIntyre, J. Scott McIntyre Jr., and Christopher R. Drahozal.