World Acceptance Corporation (WRLD)

In the past six months, World Acceptance Corp.'s stock price has experienced fluctuations influenced by earnings reports and operational updates. The stock's 52-week range has been between $104.99 and $185.48. In January 2026, World Acceptance reported a Q3 loss of $0.19 per share, missing analysts' expectations, and announced plans for a 3-5% headcount reduction. In October 2025, the company reported a net loss per diluted share of $0.38 but saw a 1.5% year-over-year growth in outstanding loans and repurchased $66.6 million in shares. In December 2025, several insider stock sales by executives and directors were reported. In September 2025, more insider sales were reported, involving executives.

World Acceptance Corp.'s loan volume exhibits seasonal trends, with the highest demand from October through December and the lowest from January to March. Loan volume and average balances tend to remain relatively stable during the rest of the year. The tax filing season is also a factor.

World Acceptance Corp. operates as a small-loan consumer finance business, offering short-term small installment loans and medium-term larger installment loans, along with related credit insurance and ancillary products. They also provide income tax return preparation services and, in some cases, automobile club memberships, serving individuals with limited access to other credit sources. The company is categorized within the Financial Services sector and the Consumer Loans industry.

World Acceptance Corp. operates 1,024 branches across sixteen states in the United States: Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin. Historically, the company has also had operations in Mexico.

In the past year, World Acceptance Corp.'s brand reputation has seen some positive developments regarding its financial stability and operational performance. In February 2025, S&P Global Ratings revised its outlook on World Acceptance Corp. to stable from negative, based on improved asset quality. In October 2024, the company reported a 350 basis point increase in its customer base in the second quarter of fiscal 2025, successfully regrowing its customer base with high credit quality customers.

World Acceptance Corporation has 390 institutional owners and shareholders holding a total of 4,747,029 shares, including Prescott General Partners LLC, BlackRock, Inc., and Vanguard Group Inc. Ravin Prashad, the President, CEO, and Director, directly owns 1.41% of the company's shares.